You can expect the first time we meet to focus on questions like:
What do you wish you spent more time doing?
What does your ideal life look like in 5 years? 10 years?
Why does money matter to you?
What joyful childhood memory do you have related to money?
A start-up fee of $500 - $5,000, and an annual fee of $1,800-$6,000 thereafter, depending on complexity.
Once we lay this foundation, I get into the numbers and create a customized financial plan for you.
I don't start with your income or your investments or debt.
I start with you.
Why do I need a financial planner?A Financial Planner provides two main benefits to clients: knowledge and behavior management. The knowledge, such as information about investing, taxes, estate planning, and insurance, you can learn on your own - if you have the time and interest to do so. Managing behavior and emotions is more difficult, and it can help to have someone to keep you motivated and focused. Check out this one-page summary quantifying the value of financial planning advice (from Michael Kitces, Nerd's Eye View, www.kitces.com).
What does fee-only mean?Fee-only financial advice means the only fees I accept come from you, the client. I don’t get paid for recommending a certain investment, or take a commission from selling insurance. This significantly reduces conflicts of interest, and lets me focus on what’s most important: the right decision for you.
Do I have to pay for the first meeting?No. The introductory consultation is free.
Are you a fiduciary?As a member of the XY Planning Network, I took a Fiduciary Oath to act in good faith and in the best interest of clients. Many advisers are not held to a fiduciary standard and are only required to make sure a recommendation is “suitable." Whether you decide to work with me or not, you should ask any financial planner you are considering if they are a fiduciary.
Where will we meet?I offer virtual meetings and in-person meetings at my office if you’re in the New Orleans area. Many local clients like to meet in person for the first few meetings, but then switch to virtual meetings thereafter.
Can I work with you if I'm not in New Orleans?Absolutely. I currently have clients in 14 states across the country.