CASE STUDIES

How exactly do I help people? Read below to see how I've helped people just like you.

Meet Jill

Jill is 34, single, and started her own small business last year. She owns a home and has rental income from a unit in her home. In addition, Jill has substantial student loan debt. Jill wanted helped figuring out how to put all the pieces together, get started saving for retirement, and plan smart for taxes.

As part of her plan, we:

 

organized her financial picture into an easy-to-understand summary

 

put a retirement plan in place to aid long-term savings and save on current taxes

 

switched to an income driven repayment plan for student loans

 

developed a comprehensive tax plan for her business

 

opened an H.S.A. to save for medical expenses in a tax-advantaged way

 

applied for disability insurance to protect her income

 
 

Meet Whitney & Rick

Whitney & Rick are in their early 30's and have one child. Both are educators, and have collected multiple retirement accounts at different employers. They have a small inheritance, and are planning for another child in the coming years.

As part of their plan, we:

 

consolidated all their old retirement plans to one place

developed a retirement projection for their age and goals

created a low-cost, long-term investment strategy

purchased life insurance to protect their family

worked with an estate planning attorney to get estate documents in place

Applied for Teacher Loan Forgiveness on student loans

Meet Gerald & Vanessa

Vanessa & Gerald are in their early 40's, with 7 and 4 year old sons. Vanessa is a Nurse Practitioner, and Gerald runs a legal aid non-profit. They've seen significant income increases in the last 2 years, and want to ensure they make the best use  of this rise in income.

As part of their plan, we:

Created a new monthly budget that includes college savings plans for the boys and a goal of being on track to retire around age 60

Enrolled Gerald in the Public Service Loan Forgiveness (PSLF) program and ensured he is on track for his 6 figure student loans to be forgiven in 4 more years.

consolidated all their old retirement plans to one place and lowered investment fees across the board

Added an additional life insurance policy for Gerald to cover his growing income

Planned for the purchase of a larger home that could accommodate a grandparent living with them, as well as what to do with the proceeds from their previous home sale.

Increased their charitable giving to 5% of household income